remote Deposit capture

Now you can scan checks received from customers and issue deposits electronically from any desktop.

Anywhere, anytime, day or night. It’s the quickest way to turn check deposits into cash. Merchant capture utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from customers and issue deposits electronically to the bank.

Get your cash flowing faster.

Consolidate funds from multiple locations into one bank

Check deposits can easily be made from any remote office or storefront. This streamlines your cash flow by consolidating deposits from multiple locations into a single bank.

Save time preparing deposits

Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks.

Cut costly courier fees or trips to the bank

Electronic deposits can reduce trips to the bank or eliminate costly courier fees.

Reduce risk or fraud

Faster check clearing allows you to act sooner on returned checks, significantly increasing your opportunities for collection.

More Secure

Multiple layers of security including password protection, Internet firewalls, and 128-bit encryption, the highest level of security available.

What you will need

Merchant capture is easy to set up and use. All you need are the following items:

• PC with the current version of Microsoft XP or 2000 and a USB 2.0 port.
• Desktop check scanner and software (which we provide).
• Internet Connection.
• Account with Commerce Bank Texas.